Getting health insurance is a significant step towards preparing yourself for a safe and secure future. Health insurance covers your medical, surgical and sometimes even dental expenses, helping you get the best medical care without worrying about the treatment cost. For facilitating the needs of the people, the UAE government has made it mandatory for sponsors to pay for the health insurance of their dependents or employees.
If you are living in Sharjah, there are many medical insurance companies where you can get coverage of your medical and surgical treatments. Insurance companies in Sharjah offer a lot of plans that vary on the basis of deductibles and premiums. You can choose the plan best suited to fulfil your health care needs.
Top Health Insurance Companies in Sharjah
Let’s take a look at the list of the top medical insurance companies in Sharjah:
Sharjah Insurance Company
Boasting several years of experience, Sharjah Insurance Company tops our list of healthcare security firms in Sharjah. It offers life insurance as well as coverage for accidents. The accident insurance policy is for those who are aged between 15 and 65 years old.
- Al Raha Tower (Head Office)
- Al Arouba St, Rolla
- Timings: 08:00 am – 04:00 pm, Fri-Sat: closed (both)
- Head Office: 971-6-519-5666
- Rolla: +971-6-538-1043
Gargash Insurance Sharjah
With extensive experience and association with the leading business conglomerates, Gargash helps you get reimbursed for your medical treatment in Sharjah. It has resolved various claims so far with the help of global companies such as Chubb Group, FUNK, FURIBRON and a wide broker network including Trust Risk.
- Location: Flat 602, Bel Rasheed Tower
- Contact: +971-6-575-4848
AXA Medical Insurance Sharjah
AXA is a multinational company that pays for the medical, surgical and dental expenses incurred at the time of treatment for covered parties. It also caters to the medical needs of the residents of Sharjah. It has different health plans that you can follow to get medical attention.
AXA Coverage Plans
AXA Coverage Plans include:
- Smart Health Global covers AED 7.5M per annum
- Smart Health Regional pays up to AED 2.5M
- Smart Health Silver provides up to AED 250k
- Smart Health Gold reimburses AED 500k
- Smart Health Bronze offers up to AED 150k
Outpatient insurance in each of these plans comes with a deductible of AED 50. While most of these insurance plans cover expenditure in the UAE, Smart Health Global ensures coverage in every place except the US.
- Location: City Centre Sharjah
- Timings: 10:00 am – 10:00 pm, Fri: 02:00 am – 10:00 pm
- Contact: 800 292
Al Buhaira National Insurance Company (ABNIC)
Operating since 1978, Al Buhaira National Insurance Company (ABNIC) is a leading insurance firm in Sharjah. It is a public shareholding company that pays up to AED 250M, depending on your plan, in case of clinical or dental consultation, surgery, pathological tests or medical emergency. It also facilitates outpatients with regards to medicines, surgery or routine checkup in the city.
Once associated with ABNIC, you are issued a personalised membership card enabling you to secure the best medical care in Sharjah.
- Location: Buhaira Corniche
- Timings: 08:00 am – 05:00 pm, Fri-Sat:closed
- Contact: +971-6-517-4444
Oman Insurance Company
Established in 1975, Oman Insurance Company offers leading insurance solutions in the Middle East. It has a strong presence across the entire UAE. In Sharjah too, Oman health insurance holds a good reputation by offering reimbursement plans to suit everyone’s budgets.
Oman Insurance online plan is also available for prices starting from AED 538 for domestic staff. It pays directly for inpatient and outpatient treatments where you will need to pay only the deductibles on covered services.
- Location: Ground Floor, Majestic Tower, Al Khan Corniche St
- Timings: 08:00 am – 05:00 pm, Fri-Sat: closed
- Contact: +971-6-593-4180
Al Ain Ahlia Insurance Company
Our next pick is Al Ain Insurance. Al Ain is a well-established insurance company in Sharjah. It offers various health reimbursement solutions, recognising the varied requirements of each individual.
- Location: Buheira Corniche Road
- Timings: 08:00 am – 04:00 pm, Fri-Sat: closed
- Contact: +971-6-575-3440
Dar Al Takaful Sharjah
Dar Al Takaful is a premium Islamic insurance company in Sharjah. It pays indemnity for insured parties after they have submitted a reimbursement form with medical reports, invoices for the amount claimed and a complete summary of patient’s health condition. Just make sure to submit your claim within 60 days from the date of treatment.
- Location: Close to Abu Shagarah Park
- Timings: 08:00 am – 04:00 pm, Fri-Sat: closed
- Contact: +971-6-551-5352
Besides these firms, you can avail the health insurance services of:
- Daman National Health Insurance Company
- Al Dhafra Insurance
If you have the medical insurance, you can select from the top hospitals in Sharjah without worrying about the expenses likely to incur.
In case, you are planning to move to Dubai, there are many insurance companies in Dubai offering a security net in terms of treatment expenses in the city.