Ultimate convenience – All about the MePay app by Emirates NBD
The MePay app by Emirates NBD is a mobile service that makes it possible for users to send funds via cashless transfers. From splitting restaurant bills to instant cash transfers, here is everything you need to know about the service.
ABOUT MEPAY BY EMIRATES NBD
MePay is an online peer-to-peer funds transfer service by Emirates NBD, one of the best banks in Dubai. It is one of several features in the bank’s mobile application and enables users to send money to anyone with a valid UAE mobile number, negating the need for an IBAN or account number. Additionally, beneficiaries do not need to be customers of Emirates NBD to receive funds through the service.
MEPAY APP FEATURES
Firstly, you’ll need to download the Emirates NBD MePay Banking App to use its many features. Once that’s done, you’ll find out everything it has to offer.
TRANSFER MONEY TO YOUR CONTACTS
You can use Emirates NBD MePay to transfer or request funds. A beneficiary does not need to be a customer of the bank or even a mePay user to have funds credited to them. All they need is a valid UAE mobile and bank account number.
To transfer funds with Emirates NBD MePay, log onto the mobile application and select the Transfer/Request funds with the MePay option. Next:
- Tap on the ”Initiate New MePay Transaction” to choose from your list of contacts or enter a number yourself.
- Select ”Transfer Money with MePay”.
- Click ”To Account” and enter or choose an amount.
- Confirm the action.
RECEIVE FUNDS VIA AN ATM ACCOUNT
As mentioned, you do not have to be an Emirates NBD customer to receive money via the service. A MePay user can send funds by entering the mobile number of their desired recipient. The recipients will then need to enter a PIN that they received through SMS after the transfer was initiated.
After inputting an amount, beneficiaries can choose to either “Receive to Account” or “Withdraw from ATM”. Those that opt for the former will be required to provide the details of their UAE bank account.
INSTANTLY TRANSFER MONEY TO AN ATM
Emirates NBD MePay users can initiate money transfers through NBD ATM facilities. The app has an ATM option that can be accessed after selecting Transfer Money with MePay. Users can also add a voice message, description or emoji before proceeding with the transaction.
Beneficiaries will receive a PIN code along with an SMS after a successful transaction. They can use these details to withdraw the funds from an Emirates NBD ATM facility.
INITIATE MEPAY TRANSACTIONS FROM AN ATM
Apart from the mobile app itself, senders can use an Emirates NBD ATM facility to transfer money with MePay. Like always, the funds can be sent to any UAE mobile number. All you have to do is:
- Use your debit card at an ATM.
- Choose the Transfers menu and select “Emirates NBD MePay – To a mobile number”.
- Pick the account the funds will be withdrawn from.
- Enter the name of the beneficiary.
At this point, you will be asked to either send the funds to an account or an Emirates NBD ATM. Enter the amount to be transferred and confirm the transaction.
REQUEST MONEY
Need to ask your contacts for money? The Emirates NBD MePay app enables beneficiaries to request funds from other users thanks to the Request Money with MePay option. You can use it by selecting “Initiate New MePay Transaction”.
This also allows recipients to enter the amount of money they require. The chosen amount will be sent to their accounts “instantly” once their requests have been accepted by their friends.
To allow for requests, users have to configure their MePay option via the settings menu on their Emirates NBD Mobile Banking App
SPLIT THE BILL
Now you don’t have to worry about anyone giving their fair share of a restaurant bill on a night out with friends. After you have paid the full amount, you can use the Split Bill option from the Transfer/Request funds to request each person’s share. This is provided that they are in your list of contacts on the Emirates NBD app. The service will divide your bill or selected amount.
The request for each divided amount will be sent to you and your friends. After the request is sent and accepted, the requested funds will be sent to your account immediately.
CARDLESS WITHDRAWAL
The MePay Cardless Withdrawal service makes it easy for beneficiaries to withdraw transferred cash via ATM. It also allows them to receive cash without a debit card. To use the feature, go to your nearest Emirates NBD ATM facility and initiate the following steps:
- Choose the ”Cardless Withdrawal” option on the screen.
- Select a language and enter your mobile number.
- Enter the transaction amount.
- Enter the 5-digit PIN code sent to you as an SMS.
- Withdraw the cash.
FAQS
HOW TO RECEIVE MONEY WITH THE MEPAY APP?
Wondering how to receive money through the MePay app? Beneficiaries can access transferred funds from users even if they are not customers of the bank itself. They can download the Emirates NBD mobile app by following these steps:
- Select the MePay icon on the home screen.
- Enter their mobile number.
- Input the PIN that they received via SMS when funds were transferred to them.
- Enter an amount.
- Select whether they want the funds drawn from an ATM or sent to their given account.
HOW TO CREATE A MEPAY EMIRATES NBD ACCOUNT?
In order to use the cashless withdrawal and transfer service, you will first need to register for online/mobile banking on the Emirates NBD website.
HOW CAN YOU INSTALL EMIRATES NBD MEPAY?
MePay is an option in the Emirates NBD Mobile Banking App. Depending on the operating system on your smartphone, you can download this application from Google Play or the App Store.
HOW TO WITHDRAW TRANSFERRED MONEY FROM EMIRATES NBD MEPAY?
When it comes to withdrawing transferred money, it depends on where the sender has transferred the funds. It can either be an Emirates NBD ATM or your given bank account. You can withdraw the money from the source you had chosen.
This concludes our guide to Emirates NBD MePay. The UAE has introduced several online payment options to facilitate essential payments for residents. Some great options include the E-Dirham card, which you can use to pay different service charges. Additionally, if you live in Dubai and rely on the emirate’s transport services, you can apply for digital NOL cards.
Looking to save your money in a safe and beneficial way? It’s worth considering National Bonds in the UAE.
Are you an expat? The best credit cards for expats are offered by banks like Standard Chartered and RAKBANK, amongst others.
That is all we have for you about the MePay service from Emirates NBD, one of the popular e-wallets in the UAE.
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