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    Off Plan Apartments for Sale in UAE with 20/80 Payment Plan

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    Last updated date:Fri, 18 Jul 2025 13:55:17 GMT
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    • 1 Bedroom Flat for Sale in Dubai Hills Estate, Dubai - 3. JPG
      on
      Off-Plan

      AED3,672,888

      Apartment
      11
      Area:

      1,616 sqft

      Investors Deal | 80/20 Payment Plan | Prime Location | Q1 2026

      Lime Gardens, Dubai Hills Estate, Dubai

      Property authenticity was validated on 20th of June
      Handover
      Q1 2026
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 1 Bedroom Flat for Sale in Mina Rashid, Dubai - Courtyard View | 80/20 Payment Plan | Low floor
      on
      Off-Plan

      AED1,700,000

      Apartment
      11
      Area:

      775 sqft

      Courtyard View | 80/20 Payment Plan | Low floor

      Seascape Building 1, Seascape, Mina Rashid, Dubai

      Property authenticity was validated on 18th of June
      Handover
      Q4 2026
      Payment Plan
      80/20
      Whitewill Real Estate - Dubai
    • Studio for Sale in Arjan, Dubai - studio 1. png
      on
      Off-Plan|
      Initial Sale

      AED715,000

      Apartment
      Studio1
      Area:

      442 sqft

      Limited Units--80\20 Payment Plan--30% Down Payment

      Parkside Boulevard by Tabeer, Arjan, Dubai

      Property authenticity was validated on 10th of April
      Handover
      Q4 2027
      Payment Plan
      60/40
      Urban King Properties
    • 1 Bedroom Apartment for Sale in Dubai Harbour, Dubai - 9 (4). JPG
      on
      Off-Plan

      AED4,552,000

      Apartment
      11
      Area:

      1,304 sqft

      Seafront Living | Easy 80/20 Payment Plan | Exclusive Beach Access

      DAMAC Bay Tower C, DAMAC Bay by Cavalli, Dubai Harbour, Dubai

      Property authenticity was validated on 10th of May
      D86 Real Estate Brokerage
    • 1 Bedroom Apartment for Sale in Dubai Harbour, Dubai - 9 (4). JPG
      on
      Off-Plan

      AED3,882,000

      Apartment
      11
      Area:

      1,234 sqft

      Seafront Living | Easy 80/20 Payment Plan | Exclusive Beach Access

      DAMAC Bay Tower B, DAMAC Bay by Cavalli, Dubai Harbour, Dubai

      Property authenticity was validated on 10th of May
      D86 Real Estate Brokerage
    • 1 Bedroom Apartment for Sale in Dubai Harbour, Dubai - 9 (4). JPG
      on
      Off-Plan

      AED3,929,000

      Apartment
      11
      Area:

      1,255 sqft

      Seafront Living | Easy 80/20 Payment Plan | Exclusive Beach Access

      DAMAC Bay Tower A, DAMAC Bay by Cavalli, Dubai Harbour, Dubai

      Property authenticity was validated on 10th of May
      D86 Real Estate Brokerage
    • 2 Bedroom Apartment for Sale in Dubai Harbour, Dubai - 9 (4). JPG
      on
      Off-Plan

      AED9,108,000

      Apartment
      22
      Area:

      1,893 sqft

      Seafront Living | Easy 80/20 Payment Plan | Exclusive Beach Access

      DAMAC Bay Tower A, DAMAC Bay by Cavalli, Dubai Harbour, Dubai

      Property authenticity was validated on 10th of May
      D86 Real Estate Brokerage
    • 4 Bedroom Flat for Sale in Dubai Harbour, Dubai - 9 (4). JPG
      on
      Off-Plan

      AED66,843,000

      Apartment
      44
      Area:

      8,894 sqft

      Seafront Living | Easy 80/20 Payment Plan | Exclusive Beach Access

      DAMAC Bay Tower C, DAMAC Bay by Cavalli, Dubai Harbour, Dubai

      Property authenticity was validated on 10th of May
      D86 Real Estate Brokerage
    • 5 Bedroom Apartment for Sale in Dubai Harbour, Dubai - 9 (4). JPG
      on
      Off-Plan

      AED73,036,000

      Apartment
      55
      Area:

      10,053 sqft

      Seafront Living | Easy 80/20 Payment Plan | Exclusive Beach Access

      DAMAC Bay Tower A, DAMAC Bay by Cavalli, Dubai Harbour, Dubai

      Property authenticity was validated on 10th of May
      D86 Real Estate Brokerage
    • 4 Bedroom Apartment for Sale in Dubai Harbour, Dubai - 9 (4). JPG
      Off-Plan

      AED72,908,000

      Apartment
      44
      Area:

      10,035 sqft

      Seafront Living | Easy 80/20 Payment Plan | Exclusive Beach Access

      DAMAC Bay Tower A, DAMAC Bay by Cavalli, Dubai Harbour, Dubai

      D86 Real Estate Brokerage
    • 1 Bedroom Flat for Sale in Dubai Hills Estate, Dubai - New Launch | Golf Facing | 80/20 Payment Plan
      on
      Off-Plan
      Laila Kam Al Maz
      TruBroker

      AED1,703,888

      Apartment
      11
      Area:

      821 sqft

      New Launch | Golf Facing | 80/20 Payment Plan

      Rosehill, Dubai Hills Estate, Dubai

      Property authenticity was validated on 18th of July
      Handover
      Q2 2029
      Payment Plan
      80/20
      Seven Stones Real Estate
    • 1 Bedroom Flat for Sale in DAMAC Hills, Dubai - Screenshot 2023-08-10 132641. png
      on
      Off-Plan|
      Initial Sale
      Irfan Ali Khan
      TruBroker

      AED1,520,000

      Apartment
      12
      Area:

      1,013 sqft

      Biggest Layout | High ROI | 80/20 Payment Plan

      Golf Greens Tower A, Golf Greens, DAMAC Hills, Dubai

      Property authenticity was validated on 2nd of July
      Handover
      Q1 2027
      Payment Plan
      80/20
      SNH Properties
    • 2 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - 4. jpg
      on
      Off-Plan
      Lalit Singh Rana
      TruBroker

      AED2,779,888

      Apartment
      23
      Area:

      1,177 sqft

      Prime Location | Spacious Layout | 80/20 Payment Plan

      Altan, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 28th of June
      Handover
      Q3 2029
      Payment Plan
      80/20
      Visionary Real Estate
    • 3 Bedroom Apartment for Sale in Dubai South, Dubai - GOLF_ACRES_ES_IMAGE01. jpg
      on
      Off-Plan

      AED4,588,888

      Apartment
      33
      Area:

      2,564 sqft

      Investors Deal | Inspiring Views | 80/20 Payment Plan | Handover 2028

      Golf Acres, Emaar South, Dubai South, Dubai

      Property authenticity was validated on 26th of June
      Handover
      Q4 2028
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 2 Bedroom Apartment for Sale in Expo City, Dubai - TEIRRA-HEIGHTS (4). png
      on
      Off-Plan|
      Initial Sale
      Jinay Shah
      TruBroker

      AED2,110,888

      Apartment
      22
      Area:

      1,111 sqft

      EXPO LIVING | INVESTOR DEAL | 80/20 PAYMENT PLAN

      Terra Heights Building 1, Terra Heights, Expo City, Dubai

      Property authenticity was validated on 29th of May
      Handover
      Q1 2029
      Payment Plan
      80/20
      Topaz World Real Estate
    • 2 Bedroom Flat for Sale in Dubai Hills Estate, Dubai - ROSEHILL_DHE_IMAGE01. jpg
      Off-Plan

      AED2,320,000

      Apartment
      22
      Area:

      1,121 sqft

      New Launch | Golf front Luxury | 80/20 Payment Plan | Handover 2029

      Rosehill, Dubai Hills Estate, Dubai

      Handover
      Q2 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 1 Bedroom Flat for Sale in Dubai Hills Estate, Dubai - ROSEHILL_DHE_IMAGE01. jpg
      on
      Off-Plan

      AED1,600,000

      Apartment
      11
      Area:

      754 sqft

      New Launch | Golf front Luxury | 80/20 Payment Plan | Handover 2029

      Rosehill, Dubai Hills Estate, Dubai

      Property authenticity was validated on 12th of July
      Handover
      Q2 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 3 Bedroom Apartment for Sale in Dubai Hills Estate, Dubai - ROSEHILL_DHE_IMAGE01. jpg
      Off-Plan

      AED3,560,000

      Apartment
      33
      Area:

      1,666 sqft

      New Launch | Golf front Luxury | 80/20 Payment Plan | Handover 2029

      Rosehill, Dubai Hills Estate, Dubai

      Handover
      Q2 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 2 Bedroom Apartment for Sale in Dubai South, Dubai - ES_View_13-1620x832. jpg
      on
      Off-Plan|
      Initial Sale
      Shamaim Arshad
      TruBroker

      AED1,949,888

      Apartment
      22
      Area:

      1,410 sqft

      GOLF- INSPIRED LIVING | RESIDENTIAL COMMUNITY | 80:20 PAYMENT PLAN

      Golf Verge Building A, Golf Verge, Emaar South, Dubai South, Dubai

      Property authenticity was validated on 9th of July
      Handover
      Q2 2029
      Payment Plan
      80/20
      Next Level Real Estate
    • 3 Bedroom Apartment for Sale in Dubai South, Dubai - e1c8f7a2-f939-4bd1-ad67-54dc31dac0fd. JPG
      on
      Off-Plan|
      Initial Sale
      Raj Shahani
      TruBroker

      AED2,973,888

      Apartment
      33
      Area:

      1,570 sqft

      modern 3-bedroom| Emaar South| 80/20 payment plan

      Golf Meadows, Emaar South, Dubai South, Dubai

      Property authenticity was validated on 5th of July
      Handover
      Q3 2029
      Payment Plan
      80/20
      Union Square House Real Estate
    • 1 Bedroom Apartment for Sale in Dubai Hills Estate, Dubai - VIDA_RH_DHE_IMAGE05. jpg
      on
      Off-Plan

      AED1,922,888

      Apartment
      11
      Area:

      727 sqft

      Newly Launched | Branded Living | Premium Unit | 80/20 Payment Plan

      Vida Residences Hillside Tower B, Vida Residences Hillside, Dubai Hills Estate, Dubai

      Property authenticity was validated on 17th of June
      Handover
      Q2 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 2 Bedroom Apartment for Sale in Dubai Hills Estate, Dubai - VIDA_RH_DHE_IMAGE05. jpg
      on
      Off-Plan

      AED2,756,888

      Apartment
      22
      Area:

      1,182 sqft

      Newly Launched | Branded Living | Premium Unit | 80/20 Payment Plan

      Vida Residences Hillside Tower B, Vida Residences Hillside, Dubai Hills Estate, Dubai

      Property authenticity was validated on 17th of June
      Handover
      Q2 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 3 Bedroom Flat for Sale in Dubai Hills Estate, Dubai - VIDA_RH_DHE_IMAGE05. jpg
      on
      Off-Plan

      AED3,889,888

      Apartment
      33
      Area:

      1,583 sqft

      Newly Launched | Branded Living | Premium Unit | 80/20 Payment Plan

      Vida Residences Hillside Tower B, Vida Residences Hillside, Dubai Hills Estate, Dubai

      Property authenticity was validated on 17th of June
      Handover
      Q2 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 1 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - ALTAN_DCH_IMAGE01. jpg
      on
      Off-Plan

      AED1,813,888

      Apartment
      11
      Area:

      757 sqft

      New Launch | Investors Deal | Luxury Unit | 80/20 Payment Plan

      Altan, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 14th of June
      Handover
      Q3 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage

    Own an Off-Plan Apartment in the UAE with a 20/80 Payment Plan

    What is the 20/80 Payment Plan for Off-Plan Apartments in the UAE?

    The 20/80 payment plan is a structured financial arrangement offered by many developers in the UAE for off-plan properties. Under this plan, the buyer pays 20% of the total property price upfront, typically at the time of booking, and the remaining 80% is paid upon completion of the project. This payment scheme is designed to provide flexibility and financial ease for investors and homebuyers, allowing them to secure a property with a relatively low initial investment.

    All You Need to Know About the 20/80 Payment for Off-Plan Apartments in the UAE

    When considering a 20/80 payment plan, it’s essential to assess the developer’s reputation, project timeline, and terms related to potential delays. Reviewing the track record of the developer helps ensure reliability, while understanding the estimated completion date and any delay clauses can prevent unexpected issues.

    Top Developers Offering Off-Plan Apartments in the UAE with 20/80 Payment Plans

    With the rising demand for off-plan properties, several top developers in Dubai and Abu Dhabi are offering the 20/80 payment plan to cater to buyers looking for a flexible financing solution.

    Top Developers in Dubai
    • Tiger Properties
      • A leading real estate developer known for its diverse portfolio of residential projects across Dubai, including Majan, JVC, Business Bay, and Dubai Marina.
      • Offers flexible payment plans, including 20/80 options on select developments like Jade Tower and Red Square Tower 1 and 2,  making property ownership more accessible.
    • Arista Heights Real Estate Development
      • A reputable developer offering off-plan apartments with flexible payment plans.
      • Developments are strategically located in key areas, including Al Satwa.
      • A 20/80 payment plan is available for select projects, including Arista One, starting at AED 1.4M.
    • BNH Real Estate Developer
      • BNH Real Estate Developer is a reputable real estate firm known for its residential projects in well-connected and growing communities.
      • Key locations where BNH operates include Al Furjan and International City.
      • 20/80 payment plans are available for Equiti Garden with prices starting from AED 970K.
    Top Developers in Abu Dhabi
    • Reportage Properties Developer
      • Reportage Properties operates in key locations, including Masdar City and Khalifa City.
      • Offers a diverse portfolio of projects in Abu Dhabi with flexible payment options.
      • 20/80 payment plans are available for Vista 3, starting at AED 915K.

    Top Locations in the UAE for Off-Plan Apartments with 20/80 Payment Plans

    Investors can find off-plan properties with 20/80 payment plans in prime UAE locations with strong growth potential.

    Top Locations in Dubai
    • Al Jaddaf
      • A rapidly growing residential and commercial district located between Dubai Creek and Sheikh Zayed Road.
      • Known for its waterfront developments, luxury hotels, and mixed-use projects.
      • Features off-plan projects with a 20/80 payment plan, including Binghatti Ivory. with prices starting from AED 889K.
    • Jumeirah Village Triangle
      • A well-planned residential community offering a mix of villas, townhouses, and apartments.
      • Features lush green parks, walking trails, and community amenities, creating a serene suburban lifestyle.
      • Includes off-plan projects with 20/80 payment plan, such as Red Square Tower 1 and Red Square Tower 2.
    • Al Furjan
      • A family-friendly community known for its modern townhouses, apartments, and villas.
      • Features retail centers, landscaped parks, and community facilities, making it a sought-after location for residents.
      • Includes off-plan projects with a 20/80 payment plan, like Equiti Garden.
    • DubaiLand Residence Complex
      • An up-and-coming residential district with affordable luxury apartments.
      • Ideal for first-time buyers and investors looking for long-term gains.
      • Offers off plan projects with a 20/80 payment plan, like Peace Lagoons, from AED 650K
    Top Locations in Abu Dhabi
    • Al Reem Island
      • A prime location with luxury waterfront apartments.
      • Offers stunning sea views, premium amenities, and direct access to leisure attractions like Reem Central Park and Al Maryah Island.
      • Features off-plan projects with a 20/80 payment plan, such as Vista 3 by Reportage Properties.