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    Off Plan Apartments for Sale in UAE with 20/80 Payment Plan

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    Last updated date:Fri, 18 Jul 2025 16:20:28 GMT
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    • 3 Bedroom Flat for Sale in Dubai Production City (IMPZ), Dubai - WhatsApp Image 2025-07-02 at 19.10. 40_fdc6658a. jpg
      on
      Off-Plan
      Mohsin Tariq
      TruBroker

      AED1,825,200

      Apartment
      34
      Area:

      1,823 sqft

      No Commission | 3br+maid -Close Kitchen | 20/80 Payment Plan

      Soul by Vision, Dubai Production City (IMPZ), Dubai

      Property authenticity was validated on 6th of July
      Haven Homes Real Estate Brokers
    • 2 Bedroom Flat for Sale in Al Furjan, Dubai - garden brchr2-20. jpg
      on
      Off-Plan|
      Initial Sale

      AED1,746,150

      Apartment
      23
      Area:

      1,393 sqft

      Close To Metro | Close To Handover | 20/80 Payment Plan | High ROI

      Equiti Garden, Al Furjan West, Al Furjan, Dubai

      Property authenticity was validated on 4th of July
      Handover
      Q4 2025
      Payment Plan
      20/80
      Aarvi Real Estate
    • 1 Bedroom Apartment for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED1,390,000

      Apartment
      12
      Area:

      733 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN-PRIME LOCATION

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 2 Bedroom Flat for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED1,640,000

      Apartment
      23
      Area:

      898 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN-PRIME LOCATION

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 3 Bedroom Flat for Sale in Al Furjan, Dubai - garden brchr2-16. jpg
      on
      Off-Plan|
      Initial Sale

      AED2,651,150

      Apartment
      34
      Area:

      2,106 sqft

      Reserve Your 3-Bedroom Apartment with 20:80 Payment Plan At Prime Location

      Equiti Garden, Al Furjan West, Al Furjan, Dubai

      Property authenticity was validated on 9th of February
      Handover
      Q4 2025
      Payment Plan
      20/80
      T W R Real Estate
    • 2 Bedroom Apartment for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED2,225,000

      Apartment
      23
      Area:

      1,327 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN-AL JADDAF-SPACIOUS

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 1 Bedroom Flat for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED1,384,000

      Apartment
      12
      Area:

      730 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN-PRIME LOCATION

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 2 Bedroom Apartment for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED1,920,000

      Apartment
      23
      Area:

      1,070 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN-PRIME LOCATION

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 2 Bedroom Flat for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED1,995,000

      Apartment
      23
      Area:

      1,070 sqft

      CREEK VIEW-READY SOON-HIGH ROI-20\80 PAYMENT PLAN-AL JADDAF

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 1 Bedroom Flat for Sale in Al Jaddaf, Dubai - 89. png
      Off-Plan|
      Initial Sale

      AED1,385,000

      Apartment
      12
      Area:

      731 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN-AL JADDAF

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 3 Bedroom Flat for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED3,395,000

      Apartment
      34
      Area:

      1,840 sqft

      3BED+MAID-CREEK VIEW-READY SOON-20\80 PAYMENT PLAN-AL JADDAF

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 2 Bedroom Apartment for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED1,900,000

      Apartment
      23
      Area:

      1,069 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN-PRIME LOCATION

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 1 Bedroom Apartment for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED1,400,000

      Apartment
      12
      Area:

      734 sqft

      READY SOON- SPECIAL OFFER-HIGH ROI-20\80 PAYMENT PLAN

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 2 Bedroom Flat for Sale in Al Satwa, Dubai - Screenshot 2025-03-16 125615. png
      Off-Plan

      AED2,750,000

      Apartment
      23
      Area:

      1,210 sqft

      2br+Closed Kitchen+Maid \ Ready soon \ 20/80 payment plan

      Coral by Vision, Jumeirah Garden City, Al Satwa, Dubai

      Handover
      Q4 2025
      Daark Real Estate
    • 2 Bedroom Flat for Sale in Jumeirah Village Circle (JVC), Dubai - dbd2bae3-59d9-40e9-82ad-b1f8388b5a64 copy. JPG
      Off-Plan|
      Initial Sale

      AED1,992,895

      Apartment
      23
      Area:

      1,333 sqft

      2BHK + Maid I Swiss Boutique Developer I 20/80 Payment Plan

      Helvetia Residences, JVC District 14, Jumeirah Village Circle (JVC), Dubai

      Handover
      Q2 2026
      Payment Plan
      50/50
      Zone Immo Real Estate
    • 2 Bedroom Flat for Sale in Majan, Dubai - WhatsApp Image 2025-05-16 at 14.01. 04. jpeg
      on
      Off-Plan|
      Initial Sale

      AED1,365,000

      Apartment
      23
      Area:

      1,073 sqft

      Smart Homes | Prime Location | Fully Fitted Kitchen | 20/80 Payment Plan

      Amethyst by Siroya, Majan, Dubai

      Property authenticity was validated on 19th of June
      Handover
      Q4 2025
      Payment Plan
      40/60
      Aarvi Real Estate
    • 1 Bedroom Flat for Sale in Al Satwa, Dubai - Screenshot 2025-03-18 103757. png
      on
      Off-Plan|
      Initial Sale

      AED1,600,000

      Apartment
      12
      Area:

      854 sqft

      1 Bed + Storeroom | Handover in Aug 2025 | 20/80 Payment plan | Fully Fitted Kitchen

      Arista One, Jumeirah Garden City, Al Satwa, Dubai

      Property authenticity was validated on 7th of May
      Handover
      Q2 2025
      Payment Plan
      20/80
      Nara Properties
    • 2 Bedroom Flat for Sale in Dubai Silicon Oasis (DSO), Dubai - Screenshot 2024-11-12 133233. png
      on
      Off-Plan|
      Initial Sale

      AED2,106,000

      Apartment
      23
      Area:

      1,287 sqft

      2 Bed + STUDY & LAUNDRY AREA | Aug 2025 Handover | 20/80 Payment Plan | Pool View

      Altia One, Dubai Silicon Oasis (DSO), Dubai

      Property authenticity was validated on 18th of July
      Handover
      Q3 2025
      Payment Plan
      40/60
      Nara Properties
    • 3 Bedroom Flat for Sale in Al Jaddaf, Dubai - 1. png
      Off-Plan|
      Initial Sale

      AED3,390,000

      Apartment
      34
      Area:

      1,838 sqft

      3BED+MAID-CREEK VIEW-READY SOON-HIGH FLOOR-20\80 PAYMENT PLAN

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      A D N R Real Estate
    • 1 Bedroom Flat for Sale in DAMAC Hills, Dubai - IMG_1389. jpg
      on
      Off-Plan|
      Resale

      AED1,200,000

      Apartment
      11
      Area:

      674 sqft

      80 / 20 Payment Plan | Handover 2027 | Biggest Size

      Golf Greens Tower A, Golf Greens, DAMAC Hills, Dubai

      Property authenticity was validated on 13th of July
      Handover
      Q1 2027
      Payment Plan
      80/20
      Altariq Alsahl Real Estate
    • 1 Bedroom Flat for Sale in DAMAC Hills, Dubai - Screenshot 2023-08-10 132729. png
      on
      Off-Plan
      Foz ul Azeem Paracha
      TruBroker

      AED1,530,000

      Apartment
      12
      Area:

      1,007 sqft

      80 / 20 Payment Plan | Handover 2027 | Biggest Size

      Golf Greens Tower A, Golf Greens, DAMAC Hills, Dubai

      Property authenticity was validated on 2nd of July
      Handover
      Q1 2027
      Payment Plan
      80/20
      SNH Properties
    • 2 Bedroom Apartment for Sale in Expo City, Dubai - TERRA_HEIGHTS_XL_BROCHURE-11. jpg
      Off-Plan

      AED2,079,888

      Apartment
      23
      Area:

      1,099 sqft

      Spacious | 80/20 Payment Plan | Handover Q1 2029

      Terra Heights, Expo City, Dubai

      Luxe Finder Real Estate
    • 1 Bedroom Apartment for Sale in Dubai Hills Estate, Dubai - High ROI | 80/20 Payment Plan | Handover: Q2 2029
      on
      Off-Plan
      Laila Kam Al Maz
      TruBroker

      AED1,615,888

      Apartment
      11
      Area:

      745 sqft

      High ROI | 80/20 Payment Plan | Handover: Q2 2029

      Rosehill, Dubai Hills Estate, Dubai

      Property authenticity was validated on 18th of July
      Handover
      Q2 2029
      Payment Plan
      80/20
      Seven Stones Real Estate
    • 3 Bedroom Flat for Sale in Dubai Marina, Dubai - 7. jpg
      on
      Off-Plan

      AED4,575,888

      Apartment
      33
      Area:

      1,990 sqft

      Investors Deal | 80/20 Payment Plan | Prime Location | Q1 2029

      Marina Cove, Dubai Marina, Dubai

      Property authenticity was validated on 24th of June
      Handover
      Q4 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage

    Own an Off-Plan Apartment in the UAE with a 20/80 Payment Plan

    What is the 20/80 Payment Plan for Off-Plan Apartments in the UAE?

    The 20/80 payment plan is a structured financial arrangement offered by many developers in the UAE for off-plan properties. Under this plan, the buyer pays 20% of the total property price upfront, typically at the time of booking, and the remaining 80% is paid upon completion of the project. This payment scheme is designed to provide flexibility and financial ease for investors and homebuyers, allowing them to secure a property with a relatively low initial investment.

    All You Need to Know About the 20/80 Payment for Off-Plan Apartments in the UAE

    When considering a 20/80 payment plan, it’s essential to assess the developer’s reputation, project timeline, and terms related to potential delays. Reviewing the track record of the developer helps ensure reliability, while understanding the estimated completion date and any delay clauses can prevent unexpected issues.

    Top Developers Offering Off-Plan Apartments in the UAE with 20/80 Payment Plans

    With the rising demand for off-plan properties, several top developers in Dubai and Abu Dhabi are offering the 20/80 payment plan to cater to buyers looking for a flexible financing solution.

    Top Developers in Dubai
    • Tiger Properties
      • A leading real estate developer known for its diverse portfolio of residential projects across Dubai, including Majan, JVC, Business Bay, and Dubai Marina.
      • Offers flexible payment plans, including 20/80 options on select developments like Jade Tower and Red Square Tower 1 and 2,  making property ownership more accessible.
    • Arista Heights Real Estate Development
      • A reputable developer offering off-plan apartments with flexible payment plans.
      • Developments are strategically located in key areas, including Al Satwa.
      • A 20/80 payment plan is available for select projects, including Arista One, starting at AED 1.4M.
    • BNH Real Estate Developer
      • BNH Real Estate Developer is a reputable real estate firm known for its residential projects in well-connected and growing communities.
      • Key locations where BNH operates include Al Furjan and International City.
      • 20/80 payment plans are available for Equiti Garden with prices starting from AED 970K.
    Top Developers in Abu Dhabi
    • Reportage Properties Developer
      • Reportage Properties operates in key locations, including Masdar City and Khalifa City.
      • Offers a diverse portfolio of projects in Abu Dhabi with flexible payment options.
      • 20/80 payment plans are available for Vista 3, starting at AED 915K.

    Top Locations in the UAE for Off-Plan Apartments with 20/80 Payment Plans

    Investors can find off-plan properties with 20/80 payment plans in prime UAE locations with strong growth potential.

    Top Locations in Dubai
    • Al Jaddaf
      • A rapidly growing residential and commercial district located between Dubai Creek and Sheikh Zayed Road.
      • Known for its waterfront developments, luxury hotels, and mixed-use projects.
      • Features off-plan projects with a 20/80 payment plan, including Binghatti Ivory. with prices starting from AED 889K.
    • Jumeirah Village Triangle
      • A well-planned residential community offering a mix of villas, townhouses, and apartments.
      • Features lush green parks, walking trails, and community amenities, creating a serene suburban lifestyle.
      • Includes off-plan projects with 20/80 payment plan, such as Red Square Tower 1 and Red Square Tower 2.
    • Al Furjan
      • A family-friendly community known for its modern townhouses, apartments, and villas.
      • Features retail centers, landscaped parks, and community facilities, making it a sought-after location for residents.
      • Includes off-plan projects with a 20/80 payment plan, like Equiti Garden.
    • DubaiLand Residence Complex
      • An up-and-coming residential district with affordable luxury apartments.
      • Ideal for first-time buyers and investors looking for long-term gains.
      • Offers off plan projects with a 20/80 payment plan, like Peace Lagoons, from AED 650K
    Top Locations in Abu Dhabi
    • Al Reem Island
      • A prime location with luxury waterfront apartments.
      • Offers stunning sea views, premium amenities, and direct access to leisure attractions like Reem Central Park and Al Maryah Island.
      • Features off-plan projects with a 20/80 payment plan, such as Vista 3 by Reportage Properties.