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    Off Plan Apartments for Sale in UAE with 20/80 Payment Plan

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    Last updated date:Fri, 18 Jul 2025 15:59:47 GMT
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    • 2 Bedroom Flat for Sale in Majan, Dubai - Screenshot 2025-07-06 112604. png
      Off-Plan|
      Initial Sale

      AED1,315,000

      Apartment
      23
      Area:

      1,027 sqft

      ready within 5 months\ mortgageable\ 20\80 payment

      Amethyst by Siroya, Majan, Dubai

      Handover
      Q4 2025
      Payment Plan
      40/60
      Daark Real Estate
    • 2 Bedroom Flat for Sale in Majan, Dubai - Screenshot 2025-07-06 112604. png
      Off-Plan|
      Initial Sale

      AED1,325,000

      Apartment
      23
      Area:

      1,027 sqft

      ready within 5 months\ mortgageable\ 20\80 payment

      Amethyst by Siroya, Majan, Dubai

      Handover
      Q4 2025
      Payment Plan
      40/60
      Daark Real Estate
    • Studio for Sale in Dubai Production City (IMPZ), Dubai - Capture. png
      Off-Plan|
      Initial Sale

      AED591,000

      Apartment
      Studio1
      Area:

      472 sqft

      DISTRESS DEAL . MORTGAGE. PAYMENT 20/80_LARGE LAYOUT

      Soul by Vision, Dubai Production City (IMPZ), Dubai

      Daark Real Estate
    • 2 Bedroom Apartment for Sale in Al Satwa, Dubai - 058073c2969344c193aeae38c9c70c53. jpg
      Off-Plan

      AED1,710,400

      Apartment
      23
      Area:

      824 sqft

      20\80 P. P_NEAR METRO_5 MIN TO BURJ KHALIFA_LUXURY

      Arista One, Jumeirah Garden City, Al Satwa, Dubai

      Handover
      Q2 2025
      Payment Plan
      20/80
      Daark Real Estate
    • 2 Bedroom Apartment for Sale in Al Satwa, Dubai - img19. jpg
      Off-Plan

      AED2,190,000

      Apartment
      23
      Area:

      1,093 sqft

      20:80 Mortgage option-high-end finishes-Discounts available

      Waha Living by Al Yakka, Jumeirah Garden City, Al Satwa, Dubai

      Handover
      Q3 2025
      Daark Real Estate
    • 2 Bedroom Flat for Sale in Majan, Dubai - Screenshot 2025-07-15 164822. png
      Off-Plan|
      Initial Sale

      AED1,302,000

      Apartment
      23
      Area:

      1,032 sqft

      Just 5% – Book Your Unit Now - Handover Q4-2025 - 20/80 mortgage

      Amethyst by Siroya, Majan, Dubai

      Handover
      Q4 2025
      Payment Plan
      40/60
      Daark Real Estate
    • 2 Bedroom Apartment for Sale in Al Satwa, Dubai - img8. jpg
      Off-Plan

      AED2,280,000

      Apartment
      23
      Area:

      1,090 sqft

      20:80 Mortgage option-high-end finishes-Discounts available

      Waha Living by Al Yakka, Jumeirah Garden City, Al Satwa, Dubai

      Handover
      Q3 2025
      Daark Real Estate
    • 2 Bedroom Apartment for Sale in Majan, Dubai - Screenshot 2025-07-06 112604. png
      Off-Plan|
      Initial Sale

      AED1,340,000

      Apartment
      23
      Area:

      1,027 sqft

      ready within 5 months\ mortgageable\ 20\80 payment

      Amethyst by Siroya, Majan, Dubai

      Handover
      Q4 2025
      Payment Plan
      40/60
      Daark Real Estate
    • 2 Bedroom Flat for Sale in Majan, Dubai - Screenshot 2025-07-06 112604. png
      Off-Plan|
      Initial Sale

      AED1,300,000

      Apartment
      23
      Area:

      1,027 sqft

      ready within 5 months\ mortgageable\ 20\80 payment

      Amethyst by Siroya, Majan, Dubai

      Handover
      Q4 2025
      Payment Plan
      40/60
      Daark Real Estate
    • Studio for Sale in Dubai Production City (IMPZ), Dubai - Capture. png
      Off-Plan

      AED588,000

      Apartment
      Studio1
      Area:

      469 sqft

      DISTRESS DEAL . MORTGAGE. PAYMENT 20/80_LARGE LAYOUT

      Soul by Vision, Dubai Production City (IMPZ), Dubai

      Daark Real Estate
    • Studio for Sale in Al Jaddaf, Dubai - WhatsApp Image 2025-03-18 at 1.02. 38 PM. jpeg
      Off-Plan|
      Initial Sale

      AED800,000

      Apartment
      Studio1
      Area:

      366 sqft

      Ramadan Offer 245K OFF 20/80 PP Handover 2025

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      Daark Real Estate
    • Studio for Sale in Al Jaddaf, Dubai - WhatsApp Image 2025-03-18 at 1.02. 38 PM. jpeg
      Off-Plan|
      Initial Sale

      AED800,000

      Apartment
      Studio1
      Area:

      424 sqft

      Ramadan Offer 275K OFF 20/80 PP CreeK View

      Creek Views III by Azizi, Dubai Healthcare City Phase 2, Al Jaddaf, Dubai

      Handover
      Q3 2025
      Payment Plan
      40/60
      Daark Real Estate
    • 1 Bedroom Apartment for Sale in Jumeirah Village Circle (JVC), Dubai - IMG-20250320-WA0029. jpg
      Off-Plan

      AED1,150,000

      Apartment
      12
      Area:

      755 sqft

      HAND OVER IN 2 MONTH 20-80 PAYMENT MORTGAGE

      Olivo Park Residences by Evera, JVC District 10, Jumeirah Village Circle (JVC), Dubai

      Handover
      Q4 2025
      Payment Plan
      60/40
      Daark Real Estate
    • 2 Bedroom Flat for Sale in Jumeirah Village Circle (JVC), Dubai - WhatsApp Image 2025-04-22 at 2.39. 50 PM. jpeg
      Off-Plan|
      Initial Sale

      AED1,680,654

      Apartment
      23
      Area:

      1,271 sqft

      PAYMENT PLAN 20%D. P/80% ON HANDOVER _ ALMOST READY_ FULLY FURNISHED_ BEST DEAL

      Olivo Park Residences by Evera, JVC District 10, Jumeirah Village Circle (JVC), Dubai

      Handover
      Q4 2025
      Payment Plan
      60/40
      Daark Real Estate
    • 2 Bedroom Apartment for Sale in Jumeirah Village Circle (JVC), Dubai - WhatsApp Image 2025-04-22 at 2.39. 53 PM. jpeg
      Off-Plan|
      Initial Sale

      AED1,670,457

      Apartment
      23
      Area:

      1,271 sqft

      BEST DEAL _PAYMENT PLAN 20%D. P/80% ON HANDOVER _ ALMOST READY_ FULLY FURNISHED

      Olivo Park Residences by Evera, JVC District 10, Jumeirah Village Circle (JVC), Dubai

      Handover
      Q4 2025
      Payment Plan
      60/40
      Daark Real Estate
    • 2 Bedroom Apartment for Sale in Jumeirah Village Circle (JVC), Dubai - WhatsApp Image 2025-04-22 at 2.39. 53 PM. jpeg
      Off-Plan|
      Initial Sale

      AED1,700,654

      Apartment
      23
      Area:

      1,270 sqft

      FULLY FURNISHED_ BEST DEAL _ PAYMENT PLAN 20%D. P/80% ON HANDOVER _ ALMOST READY

      Olivo Park Residences by Evera, JVC District 10, Jumeirah Village Circle (JVC), Dubai

      Handover
      Q4 2025
      Payment Plan
      60/40
      Daark Real Estate
    • 2 Bedroom Apartment for Sale in Jumeirah Village Circle (JVC), Dubai - WhatsApp Image 2025-04-22 at 2.39. 55 PM (2). jpeg
      Off-Plan|
      Initial Sale

      AED1,690,654

      Apartment
      23
      Area:

      1,277 sqft

      ALMOST READY_ FULLY FURNISHED_ BEST DEAL _ PAYMENT PLAN 20%D. P/80% ON HANDOVER

      Olivo Park Residences by Evera, JVC District 10, Jumeirah Village Circle (JVC), Dubai

      Handover
      Q4 2025
      Payment Plan
      60/40
      Daark Real Estate
    • 2 Bedroom Flat for Sale in Majan, Dubai - Screenshot 2025-07-09 at 11.30. 25 PM. png
      on
      Off-Plan|
      Initial Sale

      AED1,355,000

      Apartment
      23
      Area:

      1,057 sqft

      Own with Just 20% | Pay 80% on Handover | Handover in Q4 2025

      Amethyst by Siroya, Majan, Dubai

      Property authenticity was validated on 10th of July
      Handover
      Q4 2025
      Payment Plan
      40/60
      Haven Homes Real Estate Brokers
    • 2 Bedroom Flat for Sale in Majan, Dubai - Screenshot 2025-07-09 at 11.41. 44 PM. png
      on
      Off-Plan|
      Initial Sale

      AED1,315,000

      Apartment
      23
      Area:

      1,027 sqft

      Luxury 2 BHK | 20% Now | 80% on Handover | Q4 2025

      Amethyst by Siroya, Majan, Dubai

      Property authenticity was validated on 10th of July
      Handover
      Q4 2025
      Payment Plan
      40/60
      Haven Homes Real Estate Brokers
    • 1 Bedroom Flat for Sale in Dubai Creek Harbour, Dubai - living 2. JPG
      on
      Off-Plan|
      Initial Sale

      AED1,800,000

      Apartment
      12
      Area:

      744 sqft

      Refined 1BR in Silva, Creek Harbour | 744 SQFT – AED 1.8M | Smart Living by the Creek – 80/20 Plan

      Silva, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 10th of July
      Handover
      Q3 2029
      Payment Plan
      80/20
      Prestige Pattern Realty
    • 1 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - l. JPG
      on
      Off-Plan|
      Initial Sale

      AED1,800,000

      Apartment
      12
      Area:

      744 sqft

      Elegant 1BR in Silva, Dubai Creek Harbour | 744 SQFT – AED 1.8M | Creekfront Harmony – 80/20 Plan

      Silva, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 10th of July
      Handover
      Q3 2029
      Payment Plan
      80/20
      Prestige Pattern Realty
    • 1 Bedroom Flat for Sale in Dubai Creek Harbour, Dubai - garden 2. JPG
      on
      Off-Plan|
      Initial Sale

      AED1,800,000

      Apartment
      12
      Area:

      744 sqft

      Modern 1BR in Silva, Dubai Creek Harbour | 744 SQFT – AED 1.8M | Live Light, Invest Smart – 80/20 Plan

      Silva, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 10th of July
      Handover
      Q3 2029
      Payment Plan
      80/20
      Prestige Pattern Realty
    • 1 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - garden. JPG
      on
      Off-Plan|
      Initial Sale

      AED1,800,000

      Apartment
      12
      Area:

      744 sqft

      Contemporary 1BR in Silva, Dubai Creek Harbour | 744 SQFT – AED 1.8M | Design Meets Tranquility – 80/20 Plan

      Silva, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 10th of July
      Handover
      Q3 2029
      Payment Plan
      80/20
      Prestige Pattern Realty
    • 1 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - g 3. JPG
      on
      Off-Plan|
      Initial Sale

      AED1,800,000

      Apartment
      12
      Area:

      744 sqft

      1BR Apartment in Silva, Dubai Creek Harbour | 744 SQFT – AED 1.8M | Nature-Led Urban Living – 80/20 Plan

      Silva, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 10th of July
      Handover
      Q3 2029
      Payment Plan
      80/20
      Prestige Pattern Realty

    Own an Off-Plan Apartment in the UAE with a 20/80 Payment Plan

    What is the 20/80 Payment Plan for Off-Plan Apartments in the UAE?

    The 20/80 payment plan is a structured financial arrangement offered by many developers in the UAE for off-plan properties. Under this plan, the buyer pays 20% of the total property price upfront, typically at the time of booking, and the remaining 80% is paid upon completion of the project. This payment scheme is designed to provide flexibility and financial ease for investors and homebuyers, allowing them to secure a property with a relatively low initial investment.

    All You Need to Know About the 20/80 Payment for Off-Plan Apartments in the UAE

    When considering a 20/80 payment plan, it’s essential to assess the developer’s reputation, project timeline, and terms related to potential delays. Reviewing the track record of the developer helps ensure reliability, while understanding the estimated completion date and any delay clauses can prevent unexpected issues.

    Top Developers Offering Off-Plan Apartments in the UAE with 20/80 Payment Plans

    With the rising demand for off-plan properties, several top developers in Dubai and Abu Dhabi are offering the 20/80 payment plan to cater to buyers looking for a flexible financing solution.

    Top Developers in Dubai
    • Tiger Properties
      • A leading real estate developer known for its diverse portfolio of residential projects across Dubai, including Majan, JVC, Business Bay, and Dubai Marina.
      • Offers flexible payment plans, including 20/80 options on select developments like Jade Tower and Red Square Tower 1 and 2,  making property ownership more accessible.
    • Arista Heights Real Estate Development
      • A reputable developer offering off-plan apartments with flexible payment plans.
      • Developments are strategically located in key areas, including Al Satwa.
      • A 20/80 payment plan is available for select projects, including Arista One, starting at AED 1.4M.
    • BNH Real Estate Developer
      • BNH Real Estate Developer is a reputable real estate firm known for its residential projects in well-connected and growing communities.
      • Key locations where BNH operates include Al Furjan and International City.
      • 20/80 payment plans are available for Equiti Garden with prices starting from AED 970K.
    Top Developers in Abu Dhabi
    • Reportage Properties Developer
      • Reportage Properties operates in key locations, including Masdar City and Khalifa City.
      • Offers a diverse portfolio of projects in Abu Dhabi with flexible payment options.
      • 20/80 payment plans are available for Vista 3, starting at AED 915K.

    Top Locations in the UAE for Off-Plan Apartments with 20/80 Payment Plans

    Investors can find off-plan properties with 20/80 payment plans in prime UAE locations with strong growth potential.

    Top Locations in Dubai
    • Al Jaddaf
      • A rapidly growing residential and commercial district located between Dubai Creek and Sheikh Zayed Road.
      • Known for its waterfront developments, luxury hotels, and mixed-use projects.
      • Features off-plan projects with a 20/80 payment plan, including Binghatti Ivory. with prices starting from AED 889K.
    • Jumeirah Village Triangle
      • A well-planned residential community offering a mix of villas, townhouses, and apartments.
      • Features lush green parks, walking trails, and community amenities, creating a serene suburban lifestyle.
      • Includes off-plan projects with 20/80 payment plan, such as Red Square Tower 1 and Red Square Tower 2.
    • Al Furjan
      • A family-friendly community known for its modern townhouses, apartments, and villas.
      • Features retail centers, landscaped parks, and community facilities, making it a sought-after location for residents.
      • Includes off-plan projects with a 20/80 payment plan, like Equiti Garden.
    • DubaiLand Residence Complex
      • An up-and-coming residential district with affordable luxury apartments.
      • Ideal for first-time buyers and investors looking for long-term gains.
      • Offers off plan projects with a 20/80 payment plan, like Peace Lagoons, from AED 650K
    Top Locations in Abu Dhabi
    • Al Reem Island
      • A prime location with luxury waterfront apartments.
      • Offers stunning sea views, premium amenities, and direct access to leisure attractions like Reem Central Park and Al Maryah Island.
      • Features off-plan projects with a 20/80 payment plan, such as Vista 3 by Reportage Properties.