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    Off Plan Apartments for Sale in UAE with 20/80 Payment Plan

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    Last updated date:Fri, 18 Jul 2025 10:24:28 GMT
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    • 2 Bedroom Flat for Sale in Dubai Creek Harbour, Dubai - ALTAN_DCH_IMAGE01. jpg
      on
      Off-Plan

      AED3,292,888

      Apartment
      22
      Area:

      1,453 sqft

      New Launch | Investors Deal | Luxury Unit | 80/20 Payment Plan

      Altan, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 14th of June
      Handover
      Q3 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 3 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - ALTAN_DCH_IMAGE06. jpg
      on
      Off-Plan

      AED4,133,888

      Apartment
      33
      Area:

      1,848 sqft

      New Launch | Investors Deal | Luxury Unit | 80/20 Payment Plan

      Altan, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 9th of June
      Handover
      Q3 2029
      Payment Plan
      80/20
      D86 Real Estate Brokerage
    • 3 Bedroom Flat for Sale in Dubai South, Dubai - IMG-20250623-WA0034. jpg
      on
      Off-Plan|
      Initial Sale
      Mohammad Osama Aziz
      TruBroker

      AED2,359,052

      Apartment
      34
      Area:

      1,697 sqft

      South Square Dubai South | 3BR Wellness Home | 80/20 Payment Plan

      South Square Building 3, South Square, Logistics City, Dubai South, Dubai

      Property authenticity was validated on 24th of June
      Handover
      Q2 2028
      Payment Plan
      80/20
      Next Level Real Estate
    • 2 Bedroom Flat for Sale in Expo City, Dubai - TEIRRA-HEIGHTS (2). png
      on
      Off-Plan
      Jinay Shah
      TruBroker

      AED2,114,888

      Apartment
      22
      Area:

      1,111 sqft

      INVEST IN THE FUTURE | EXPO CITY LIVING | 80/20 PAYMENT PLAN

      Terra Heights Building 1, Terra Heights, Expo City, Dubai

      Property authenticity was validated on 29th of May
      Handover
      Q1 2029
      Payment Plan
      80/20
      Topaz World Real Estate
    • 1 Bedroom Flat for Sale in Dubai Hills Estate, Dubai - g. jpg
      Off-Plan|
      Initial Sale
      Omar Khaled Ahmed Fakhry Ismail
      TruBroker

      AED1,500,000

      Apartment
      11
      Area:

      693 sqft

      Luxury Living I Golf Course View I 80/20 Payment Plan

      Club Place, Dubai Hills Estate, Dubai

      H&B Elite Properties
    • 2 Bedroom Flat for Sale in Dubai Creek Harbour, Dubai - SILVA_DCH_IMAGE01. jpg
      Off-Plan|
      Initial Sale

      AED2,600,000

      Apartment
      23
      Area:

      1,154 sqft

      Stunning 2-Bedroom Apartments | Starting AED 2.65M | 80-20 Payment Plan | Right next to worlds tallest Metro

      Silva, Dubai Creek Harbour, Dubai

      Handover
      Q3 2029
      Payment Plan
      80/20
      Patriot Pro Real Estate
    • 2 Bedroom Flat for Sale in Dubai Creek Harbour, Dubai - Creek Harbour Luxury Living / High ROI / Feature Downtown / 80/20 Payment Plan
      on
      Off-Plan

      AED3,298,888

      Apartment
      22
      Area:

      1,453 sqft

      Creek Harbour Luxury Living / High ROI / Feature Downtown / 80/20 Payment Plan

      Albero by Emaar, Dubai Creek Harbour, Dubai

      Property authenticity was validated on 30th of April
      Handover
      Q3 2029
      Payment Plan
      80/20
      Figure Properties
    • 2 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - WhatsApp Image 2025-04-30 at 22.57. 40 (25). jpeg
      Off-Plan
      Zaid Haris Gultas Ali
      TruBroker

      AED3,267,888

      Apartment
      23
      Area:

      1,453 sqft

      Creek Harbour Luxury Living / High ROI / Feature Downtown / 80/20 Payment Plan

      Albero by Emaar, Dubai Creek Harbour, Dubai

      Handover
      Q3 2029
      Payment Plan
      80/20
      Patriot Pro Real Estate
    • 1 Bedroom Apartment for Sale in DAMAC Lagoons, Dubai - 8. jpg
      on
      Off-Plan

      AED1,573,000

      Apartment
      12
      Area:

      810 sqft

      Dream Luxury || Elegant Design || 1 Bed for Sale || 80/20 Payment Plan

      Lagoon Views 12, Lagoon Views, DAMAC Lagoons, Dubai

      Property authenticity was validated on 6th of December
      Handover
      Q2 2027
      Payment Plan
      80/20
      Home Keys Real Estate
    • 1 Bedroom Apartment for Sale in Dubai Creek Harbour, Dubai - SILVA_DCH_IMAGE08. jpg
      Off-Plan|
      Initial Sale

      AED1,790,000

      Apartment
      12
      Area:

      740 sqft

      Own Luxury 1–3BR Apartments | Starting AED 1.79M | 80/20 Payment Plan | Freehold

      Silva, Dubai Creek Harbour, Dubai

      Handover
      Q3 2029
      Payment Plan
      80/20
      Patriot Pro Real Estate
    • 2 Bedroom Apartment for Sale in DAMAC Lagoons, Dubai - DiSVmrhXznrCB7TRySXyRIB2HDj4JNS49Fpb9h4O. jpg
      on
      Off-Plan

      AED2,434,000

      Apartment
      23
      Area:

      1,580 sqft

      Hot Deal || Modern Design || Luxury Living || Lagoon Views || 2 Bed for Sale || 80/20 Payment Plan

      Lagoon Views 12, Lagoon Views, DAMAC Lagoons, Dubai

      Property authenticity was validated on 7th of December
      Handover
      Q2 2027
      Payment Plan
      80/20
      Home Keys Real Estate
    • 3 Bedroom Apartment for Sale in Palm Jumeirah, Dubai - 9952. jpg
      Off-Plan

      AED52,920,800

      Apartment
      33
      Area:

      9,447 sqft

      Flexible Payment Plan 80/20 | Handover Q3-2028 | 360-degree Panoramic Views

      Como Residences, Palm Jumeirah, Dubai

      Handover
      Q1 2027
      Payment Plan
      80/20
      Abdulaziz Altamimi Real Estate
    • 1 Bedroom Flat for Sale in Al Satwa, Dubai - WhatsApp Image 2025-04-30 at 4.26. 01 PM. jpeg
      Off-Plan|
      Initial Sale

      AED1,824,054

      Apartment
      11
      Area:

      1,305 sqft

      Flexible Payment Plan 20/80 | Easy access to Metro | Close to Handover

      Arista One, Jumeirah Garden City, Al Satwa, Dubai

      Handover
      Q2 2025
      Payment Plan
      20/80
      Goldcoast Real Estate
    • 1 Bedroom Flat for Sale in Al Satwa, Dubai - WhatsApp Image 2025-04-30 at 4.25. 59 PM. jpeg
      Off-Plan|
      Initial Sale

      AED1,613,656

      Apartment
      12
      Area:

      824 sqft

      Investor Friendly Payment Plan 20/80 | Near Metro | Next to Handover

      Arista One, Jumeirah Garden City, Al Satwa, Dubai

      Handover
      Q2 2025
      Payment Plan
      20/80
      Goldcoast Real Estate
    • 2 Bedroom Flat for Sale in Dubai Land Residence Complex, Dubai - Peace Lagoons - 2 BDR - 06. jpg
      on
      Off-Plan

      AED2,088,249

      Apartment
      23
      Area:

      1,236 sqft

      1% MONTHLY | 7 YEARS PAYMENT PLAN | 20/80

      Peace Lagoons by Peace Homes, Dubai Land Residence Complex, Dubai

      Property authenticity was validated on 8th of April
      Handover
      Q2 2027
      Payment Plan
      100/0
      Casa Nostra Real Estate
    • 2 Bedroom Apartment for Sale in Jumeirah Village Circle (JVC), Dubai - 2BR+M | Handover Q2 2026 | Best Payment Plan 20/80
      on
      Off-Plan
      Akshay Sodhi
      TruBroker

      AED1,992,895

      Apartment
      23
      Area:

      1,333 sqft

      2BR+M | Handover Q2 2026 | Best Payment Plan 20/80

      Helvetia Residences, JVC District 14, Jumeirah Village Circle (JVC), Dubai

      Property authenticity was validated on 3rd of July
      Handover
      Q2 2026
      Payment Plan
      50/50
      Sky View Real Estate
    • 1 Bedroom Flat for Sale in Al Satwa, Dubai - WhatsApp Image 2025-05-08 at 3.44. 16 PM (1). jpeg
      Off-Plan|
      Initial Sale

      AED1,967,000

      Apartment
      12
      Area:

      900 sqft

      1 BHK Smart Home //Furnished // Flexible Payment Plan - 20:80 // Move in 5 Months

      DGM Vision, Jumeirah Garden City, Al Satwa, Dubai

      Handover
      Q3 2025
      The Optimus Properties
    • 1 Bedroom Flat for Sale in Mina Rashid, Dubai - a. jpg
      Off-Plan|
      Initial Sale

      AED1,930,000

      Apartment
      11
      Area:

      774 sqft

      Waterfront Living I Prime Location I Payment Plan 80/20

      Pier Point 2, Pier Point, Mina Rashid, Dubai

      Handover
      Q4 2028
      Payment Plan
      80/20
      H&B Elite Properties
    • 3 Bedroom Apartment for Sale in Al Reem Island, Abu Dhabi - hons0qEGzlvoVlZMDguVPiTpifyWMMMQQZBwYveA
      Off-Plan

      AED1,780,000

      Apartment
      34
      Area:

      1,600 sqft

      HOT DEAL | HIGH FLOOR | ORIGINAL PRICE| PAYMENT PLAN 20/80 | 3 BEDROOMS + MAID + 2 BALCONY

      Radiant Square, City of Lights, Al Reem Island, Abu Dhabi

      Handover
      Q4 2024
      Payment Plan
      25/75
      Doctor House Real Estate
    • 2 Bedroom Flat for Sale in Dubai Land Residence Complex, Dubai - PEACE LAGOONS 2. jpg
      Off-Plan|
      Initial Sale

      AED1,728,000

      Apartment
      23
      Area:

      1,395 sqft

      2BHK+Maid+Pool \ 20 % discount with payment plan 20 \ 80

      Peace Lagoons by Peace Homes, Dubai Land Residence Complex, Dubai

      Handover
      Q2 2027
      Payment Plan
      100/0
      Daark Real Estate
    • 1 Bedroom Apartment for Sale in Dubai Investment Park (DIP), Dubai - 0a0793f5-8c95-4a74-940a-918b9e47ada7 - Copy. jpeg
      Off-Plan|
      Initial Sale

      AED1,155,000

      Apartment
      12
      Area:

      821 sqft

      Luxury Investment-Specious 1 bedroom Prime Location -Easy Payment Plan 20/80

      DAMAC Riverside, Dubai Investment Park (DIP), Dubai

      Handover
      Q4 2027
      Payment Plan
      75/25
      AX Premium Properties
    • 1 Bedroom Flat for Sale in Nad Al Sheba, Dubai - 20 now 80 on Handover | Attractive Payment Plan
      on
      Off-Plan|
      Initial Sale
      Francis Kollie
      TruBroker

      AED1,856,003

      Apartment
      11
      Area:

      854 sqft

      20 now 80 on Handover | Attractive Payment Plan

      The Roof Residence, Nad Al Sheba Gardens 1, Nad Al Sheba Gardens, Nad Al Sheba 1, Nad Al Sheba, Dubai

      Property authenticity was validated on 21st of January
      Handover
      Q4 2025
      Payment Plan
      50/50
      fäm Properties - Branch 23
    • 1 Bedroom Flat for Sale in Majan, Dubai - d35190c5-f344-4c21-a807-089f065d0f38. jpeg
      Off-Plan|
      Initial Sale

      AED928,888

      Apartment
      12
      Area:

      718 sqft

      Ultra Luxury | Furnished | Easy Payment Plan with 20 - 80 | Smart Home

      Forest City Tower, Majan, Dubai

      Handover
      Q2 2027
      Payment Plan
      60/40
      One Earth Real Estate
    • Studio for Sale in Al Satwa, Dubai - 25. jpg
      on
      Off-Plan

      AED950,000

      Apartment
      Studio1
      Area:

      352 sqft

      20-80 PP | Next to Metro | Fully Furnished

      Coral by Vision, Jumeirah Garden City, Al Satwa, Dubai

      Property authenticity was validated on 18th of July
      Handover
      Q4 2025
      Water Edge Real Estate

    Own an Off-Plan Apartment in the UAE with a 20/80 Payment Plan

    What is the 20/80 Payment Plan for Off-Plan Apartments in the UAE?

    The 20/80 payment plan is a structured financial arrangement offered by many developers in the UAE for off-plan properties. Under this plan, the buyer pays 20% of the total property price upfront, typically at the time of booking, and the remaining 80% is paid upon completion of the project. This payment scheme is designed to provide flexibility and financial ease for investors and homebuyers, allowing them to secure a property with a relatively low initial investment.

    All You Need to Know About the 20/80 Payment for Off-Plan Apartments in the UAE

    When considering a 20/80 payment plan, it’s essential to assess the developer’s reputation, project timeline, and terms related to potential delays. Reviewing the track record of the developer helps ensure reliability, while understanding the estimated completion date and any delay clauses can prevent unexpected issues.

    Top Developers Offering Off-Plan Apartments in the UAE with 20/80 Payment Plans

    With the rising demand for off-plan properties, several top developers in Dubai and Abu Dhabi are offering the 20/80 payment plan to cater to buyers looking for a flexible financing solution.

    Top Developers in Dubai
    • Tiger Properties
      • A leading real estate developer known for its diverse portfolio of residential projects across Dubai, including Majan, JVC, Business Bay, and Dubai Marina.
      • Offers flexible payment plans, including 20/80 options on select developments like Jade Tower and Red Square Tower 1 and 2,  making property ownership more accessible.
    • Arista Heights Real Estate Development
      • A reputable developer offering off-plan apartments with flexible payment plans.
      • Developments are strategically located in key areas, including Al Satwa.
      • A 20/80 payment plan is available for select projects, including Arista One, starting at AED 1.4M.
    • BNH Real Estate Developer
      • BNH Real Estate Developer is a reputable real estate firm known for its residential projects in well-connected and growing communities.
      • Key locations where BNH operates include Al Furjan and International City.
      • 20/80 payment plans are available for Equiti Garden with prices starting from AED 970K.
    Top Developers in Abu Dhabi
    • Reportage Properties Developer
      • Reportage Properties operates in key locations, including Masdar City and Khalifa City.
      • Offers a diverse portfolio of projects in Abu Dhabi with flexible payment options.
      • 20/80 payment plans are available for Vista 3, starting at AED 915K.

    Top Locations in the UAE for Off-Plan Apartments with 20/80 Payment Plans

    Investors can find off-plan properties with 20/80 payment plans in prime UAE locations with strong growth potential.

    Top Locations in Dubai
    • Al Jaddaf
      • A rapidly growing residential and commercial district located between Dubai Creek and Sheikh Zayed Road.
      • Known for its waterfront developments, luxury hotels, and mixed-use projects.
      • Features off-plan projects with a 20/80 payment plan, including Binghatti Ivory. with prices starting from AED 889K.
    • Jumeirah Village Triangle
      • A well-planned residential community offering a mix of villas, townhouses, and apartments.
      • Features lush green parks, walking trails, and community amenities, creating a serene suburban lifestyle.
      • Includes off-plan projects with 20/80 payment plan, such as Red Square Tower 1 and Red Square Tower 2.
    • Al Furjan
      • A family-friendly community known for its modern townhouses, apartments, and villas.
      • Features retail centers, landscaped parks, and community facilities, making it a sought-after location for residents.
      • Includes off-plan projects with a 20/80 payment plan, like Equiti Garden.
    • DubaiLand Residence Complex
      • An up-and-coming residential district with affordable luxury apartments.
      • Ideal for first-time buyers and investors looking for long-term gains.
      • Offers off plan projects with a 20/80 payment plan, like Peace Lagoons, from AED 650K
    Top Locations in Abu Dhabi
    • Al Reem Island
      • A prime location with luxury waterfront apartments.
      • Offers stunning sea views, premium amenities, and direct access to leisure attractions like Reem Central Park and Al Maryah Island.
      • Features off-plan projects with a 20/80 payment plan, such as Vista 3 by Reportage Properties.