What is the 20/80 Payment Plan for Off-Plan Properties in Dubai?
The 20/80 payment plan for off-plan properties in Dubai is a structured financing option that allows buyers to pay 20% of the total property price during the construction phase and the remaining 80% upon handover. This model is designed to make property ownership more accessible, reducing the financial burden on investors and end-users by requiring a smaller upfront payment. The plan is desirable for buyers looking to secure premium properties in Dubai's top residential areas without committing to a full payment upfront.
All you need to know about the 20/80 Payment for Off-Plan Properties in Dubai
When opting for a 20/80 plan, assessing the developer’s reputation, project timeline, and terms related to potential delays is essential. Additionally, consider associated costs, including:
- Dubai Land Department (DLD) fees: 4% of the property value
- Oqood certificate fee: (AED 5,250)
Top Developers Offering Off-Plan Properties with 20/80 Payment Plans
- Tiger Properties: A leading developer with a diverse portfolio in Majan, JVC, Business Bay, and Dubai Marina, offering flexible 20/80 payment plans on select projects like Jade Tower and Red Square Tower 1 and 2.
- Arista Heights Real Estate Development: Offers off-plan apartments in prime locations like Al Satwa, with flexible 20/80 payment plans on select projects such as Arista One, starting at AED 1.4M.
- Reportage Properties: A well-established developer with a presence in many areas like DubaiLand and Dubai Investment Park. Their off-plan developments, including Reportage Village, are available with a 20/80 payment plan from AED 1.55M
- BNH Real Estate: BNH Real Estate Developer is an emerging name in Dubai’s real estate sector, offering premium developments in areas like the International City and Al Furjan. Equiti Garden offers well-designed apartments with a 20/80 payment plan.
Top Locations in Dubai for Off-Plan Properties with 20/80 Payment Plans
- Al Jaddaf: A fast-growing residential and commercial district nestled between Dubai Creek and Sheikh Zayed Road. Includes off-plan developments with a 20/80 payment plan, such as Binghatti Ivory.
- Al Furjan: A well-established, family-friendly community known for its modern townhouses, apartments, and villas. Offers off-plan projects with a 20/80 payment plan, such as Equiti Garden, with prices starting from AED 970K.
- Dubai Land Residence Complex: A rapidly emerging residential area featuring affordable luxury apartments. Includes off-plan developments with a 20/80 payment plan, such as Peace Lagoons.
- Jumeirah Village Circle: A popular residential community known for its family-friendly environment and modern apartments. Features off-plan developments with a 20/80 payment plan, such as Red Square Tower 1 and 2.
Top Projects Offering Off-Plan Properties with 20/80 Payment Plans in Dubai
Top Off-Plan Apartment Projects
- Equiti Garden is a 10-story residential project by BNH Real Estate in Al Furjan. It features 1, 2 & 3-bedroom apartments and duplexes. Handover is expected in Q4 2025.
- Peace Lagoons by Peace Homes Group in Dubailand Residence Complex offers studio, 1 & 2-bedroom apartments. Handover is in Q3 2028, with prices starting from AED 650K.
- Binghatti Ivory by Binghatti Developers in Al Jaddaf offers studios, 1 & 2-bedroom apartments. The 20-story development includes three podiums and two basement parking levels. Prices start at AED 889K, with handover expected in Q4 2025.
- Red Square Tower 1 & 2 by Tiger Properties in Jumeirah Village Triangle (JVT) offers studios, 1 & 2-bedroom apartments with elegant designs and premium comfort. The handover is in Q4 2026.
- Jade Tower by Tiger Properties in Majan, Dubailand offers premium studios, 1 & 2-bedroom apartments with a perfect blend of elegance and modern design. Handover is expected in Q1 2027.
Top Off-Plan Villas Projects
- Reportage Village by Reportage Properties in Dubailand offers 1,767 contemporary townhouses with 2, 3 & 4-bedroom units, featuring high-end amenities for a luxurious lifestyle. Prices start at AED 1.55M, with handover expected in Q4 2027.
- Verdana 3 by Reportage Properties in Dubai Investments Park (DIP) offers an exclusive collection of 2, 3, 4 & 5-bedroom luxury townhouses, blending elegance and comfort. The handover is in Q4 2027, with prices starting from AED 451K.
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