Having coverage for any unexpected damages is always a blessing. For car owners, having motor insurance in Sharjah can offset any unexpected costs including bills for repairing damage to your vehicle after a road accident, any lawsuits that may follow and other expenses. On that note, here are some car insurance companies in Sharjah which you can use to get quotes when your motor insurance is up for renewal.

Oman Insurance Company (OIC)
A notable car insurance company in Sharjah that also offers other types of insurance packages, Oman Insurance is first on our list. The company has branches in every emirate and was established in 1975.
OIC offers two types of covers under its motor insurance service. This includes a Comprehensive Motor Insurance plan and Third Party Liability. In addition to general covers, customers may also opt for other additions to their car insurance. This may include a Personal Accident Benefit and Passengers with a limit of AED 200,000 and Third Party Property Damage up to AED 3,500,000.
- Location: Majestic Tower (ground floor) – Al Khan Corniche Street – Sharjah
- Contact: 800-1642 (toll free)| +971-6-593-4180
- Timings: 08:00 am to 05:00 pm | Closed on Friday and Saturday
- Notable covers:: Emergency medical cover up to AED 5,000 per person, 24/7 emergency roadside assistance and off-road coverage
Sharjah Insurance Company

One of the notable vehicle insurance companies in Sharjah is the Sharjah Insurance Company. This company has a head office in Al Mamzar and a branch office in the Bank Saderat Iran building on Al Arouba Street.
Motor coverage offered by the Sharjah Insurance Company includes Comprehensive and Third Party Liability insurance. Comprehensive Insurance covers a wider set of protections including coverage for damage or loss to personal vehicles and spare parts due to accidents, theft or fire. The latter covers the insured’s legal liability for compensation towards third parties.
- Location: First and second floors, Al Raha Tower, Corniche Al Mamzar, Al Khan (Head office)
- Contact: +971-6-519-5666
- Timings: 08:00 am to 04:00 pm (Sunday to Thursday)
- Notable covers: Comprehensive and Third Party Insurance
Al Ain Ahlia Insurance Company
With several branches in the UAE and one in Sharjah, the Al Ain Ahlia Insurance Company is our next pick for motor insurance in the city. All car insurance policies by the company are issued in a format approved by the Ministry of Economy and Commerce.
Motor coverage offered by Al Ain Insurance includes comprehensive and third party insurance, the latter of which covers bodily harm (unlimited) and property damage.
- Location: Al Reem Plaza, Corniche Al Buhaira
- Contact: +971-6-575-3440
- Timings: 08:00 am to 04:00 pm (Friday and Saturday)
- Notable covers: Personal accident cover, Orange Card scheme
Alia Insurance Broker LLC
Those looking for car insurance companies in Sharjah may also consider Alia Insurance Broker LLC. Documents required for availing comprehensive and third party insurance coverage include a copy of the driving licence, copy of vehicle registration card or car purchase letter, Emirates ID and Passing Paper (in case the registration has expired or the car was previously owned). Policyholders are also reminded to renew their insurance two months before the car registration expires. Optional benefits include renting a car service for the duration of a claim settlement for up to 10 days and Oman cover.
- Location: Al Ghanam Business Center, Al Khalidiya Road, Al Majaz area
- Contact: +971-6-568-7474
- Timings: 08:00 am to 07:00 pm | 08:00 am to 01:00 pm, 04:00 pm to 07:00 pm (Saturday) | Closed on Friday
- Notable covers: Lock replacement in case key is stolen, personal accident benefits for driver up to AED 200,000
Al Buhaira National Insurance Company

With a head office in Sharjah and several branches in the rest of the UAE, the Al Buhaira National Insurance Company is next on our list. In terms of motor insurance, the company specialises in covers for fleet operations. The company is a preferred choice for several businesses that operate fleets of vehicles for daily operations. Those interested in taking advantage of the coverage can get a quote through the Al Buhaira website.
- Location: Al Buhaira Tower, Khalid Lagoon, Buhaira Corniche – Sharjah
- Contact: +971-6-517-4444
- Timings: 08:00 am to 05:00 pm | Closed on Friday and Saturday
- Notable covers: Motor fleet insurance
Abu Dhabi National Insurance Company (ADNIC)
Wrapping up our list of best car insurance companies in Sharjah is ADNIC. The Abu Dhabi based company has a branch in Sharjah as well. The Sharjah based branch of the Abu Dhabi Insurance Company offers all types of general car insurance in addition to an Orange Card scheme for motorists. For example, their Personal Accident Insurance policy for individuals includes 24-hour coverage worldwide, medical expense reimbursement and more.
- Location: New Al Taawun Road, Sharjah
- Contact: +971-6-568-3743
- Timings: 08:00 am to 04:00 pm | Closed on Friday and Saturday
- Notable covers: Orange Card scheme
That’s all for our review of car insurance companies in Sharjah. Have you yet to register your vehicle in the emirate? Our guide to car registration in Sharjah will get you up to speed on the process. Driving a vehicle in Sharjah without insurance may also put you on the receiving end of a traffic fine. A list of Sharjah traffic fines will help you stay aware and avoid incurring other road violations.
For more information on insurance policies in the UAE, visit MyBayut.
